I cut my photo mat 1/4" larger than my photo. I rounded all the corners, the picture too. I embossed the photo mat with the Swirls Cuttlebug embossing folder. I used foam tape to add the picture to the lay out. The chipboard is from my stash, I don't remember where it came from.
I had some chipboard letters in my stash that I colored with silver Tim Holtz Metalic Mixatives.
Thanks for stopping by please come back again soon~ Carla